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Auto Insurance Requirement:
Auto insurance requirements vary from state to state. Some states have no fault insurance laws while others do not. The figures given below are the minimum amount of insurance coverage that each auto must have to be legally operated on the roads of that state. The coverage is presented as three numbers separated by slashes such as 20/40/20. The first two numbers (20/40 in this example) refer to the amount of personal injury coverage per accident as 20,000 per person injured and 40,000 maximum per accident. That means that if three people were injured in an accident that was your fault and each had 20,000 in injuries, only the first two to file would be paid and the third party would probably file a lawsuit against you for their injury expenses. The final figure refers to the total amount paid for property damage which in this example is 20,000. With the higher prices of automobiles today and the cost of medical care, you would be wise to increase coverage above the low "state required" coverage. Find your state below for the requirement for car insurance quote: Alaska 50/100/25, Alabama 20/40/10, Arkansas 25/50/15, Arizona 15/30/10, California 15/30/5, Colorado 25/50/15, Connecticut 20/40/10, Delaware 15/30/5, Florida 10/20/10, Georgia 15/30/10, Hawaii 20/40/10, Idaho 20/50/15, Illinois 20/40/15, Indiana 25/50/10, Iowa 20/40/15, Kansas 25/50/10, Kentucky 25/50/10, Louisiana 10/20/10, Maine 50/100/25, Maryland 20/40/10, Massachusetts 20/40/5, Michigan 20/40/10, Minnesota 30/60/10, Mississippi 10/20/5, Missouri 25/50/10, Montana 25/50/10, Nebraska 25/50/25, New Hampshire 25/50/25, New Jersey 15/30/5, New Mexico 25/50/10, Nevada 15/30/10, New York 25/50/10, North Carolina 25/50/10, North Dakota 25/50/25, Ohio 12.5/25/7.5, Oklahoma 10/20/10, Oregon 25/50/10, Pennsylvania 15/30/5, Rhode Island 25/50/25, South Carolina 15/30/10, South Dakota 25/50/25, Tennessee 25/50/10, Texas 20/40/15, Utah 25/50/15, Virginia 25/50/20, Vermont 25/50/10, Washington 25/50/10, Wisconsin 25/50/10, West Virginia 20/40/10, Wyoming 25/50/20 |